Health Care Affordability Office Investigating Rising Healthcare Costs
Struggling with Healthcare Costs: Monterey County Residents Voice Concerns
SEASIDE, CA – The rising cost of healthcare has become a hot topic for families and essential workers across Monterey County, with many expressing their frustration during a recent meeting held by the Office of Health Care Affordability in Seaside. This dialogue comes at a time when residents feel the financial strain of healthcare expenses all too acutely.
According to Covered California, the Santa Cruz and Monterey County regions have seen some of the highest health insurance premium increases in the state, outpacing nearly every other area from 2015 to 2025. This trend has left many, particularly educators, service industry workers, and trade professionals, feeling overwhelmed by the financial burdens associated with healthcare.
Jennifer Vila, a special education teacher at Rancho San Juan High School, voiced her concerns at the meeting. “I feel like we all struggle with our healthcare needs and prices,” she revealed, highlighting the challenges of affording premiums while trying to access necessary services. Like many others, Vila’s situation underscores the broader concerns that local workers face, where the costs of essential healthcare seem to grow steadily without adequate solutions in sight.
The statistics are alarming. The Health Care Cost Institute reported that in 2021, the Salinas metropolitan area, which includes Monterey County, had the highest inpatient hospital prices and the second-highest outpatient hospital prices in the nation. These figures serve as a stark reminder that many here are forced to choose between affording healthcare and managing their daily lives.
Estevan Rodriguez, a bartender at Monterey Beach Hotel, articulated a common sentiment among those present: “We shouldn’t worry about health; it should be the last thing on our minds. To pay for our health? It’s too much to ask for.” Such sentiments reflect a rising tide of discontent over what many view as a failing system that prioritizes profits over patient care.
In response to these mounting concerns, local healthcare providers like Montage Health are exploring ways to alleviate financial burdens. Mindy Maschmeyer, Director of Marketing and Communications at Montage Health, outlined their commitment to enacting a community affordability initiative. This effort aims to implement a multi-faceted strategy over several years, targeting million in cost reductions within the next 24 months. This could potentially lower healthcare rates and ease the financial pressure on local families.
For workers in the hospitality sector, who are often on the front lines of customer service, this initiative may provide much-needed relief. Montage Health has recently reached an agreement with the largest hospitality employer on the peninsula, ensuring that their employees—housekeepers, servers, groundskeepers, and maintenance staff—can access healthcare services at in-network rates. This approach may pave the way for broader partnerships with organizations like Unite Here, which are currently assessing similar proposals.
Despite these efforts, there remains skepticism about whether the incremental healthcare price increases—5% in 2023 and projected at 4% for 2024—will truly address the deep-rooted issues that residents face. Vila, especially as a single mother, finds herself still questioning the rationale behind these persistent price hikes. “I’m in the same situation; I don’t understand why prices keep increasing.”
Salinas Valley Health is also rallying to address these challenges, indicating its commitment to engage in ongoing discussions with the California Health and Human Services Agency. Dr. Allen Radner, president and CEO of Salinas Valley Health, confirmed their focus on maintaining exceptional quality and access while exploring potential solutions to high care costs.
Notably, the Health Care Cost Institute noted that California’s healthcare premiums and deductibles align closely with national trends observed between 2013 and 2022. Premiums nationwide increased by an average of 37%, while California saw a 33% hike—numbers that reflect a growing trend that isn’t easy for local families to ignore.
As discussions about healthcare affordability continue, it’s clear that the voices from Monterey County are echoing the frustrations felt across the nation. With rising costs and minimal solutions in sight, it remains to be seen how local healthcare providers and state officials will work together to create a more sustainable and equitable healthcare landscape for all. The need for affordable healthcare is urgent, and the residents of Monterey County deserve answers and action.
